Simple, Transparent Pricing
No hidden costs. Every fee is a small, fixed percentage that's shown to you before you pay, so you always know exactly what you'll pay or receive.
How Fees Work
Escora charges a small service fee on every transaction to keep escrow protection, fraud checks, and dispute resolution running. The fee scales down as the transaction amount goes up.
Buyer Fee
Added on top of the item price when you pay.
Seller Fee
Deducted from the payout when funds are released.
Worked Examples
Here's exactly what changes hands for a few common transaction sizes.
| Item Price | Buyer Pays | Seller Receives |
|---|---|---|
| ₦10,000 | ₦10,150 | ₦9,800 |
| ₦300,000 | ₦303,000 | ₦294,000 |
| ₦1,000,000 | ₦1,010,000 | ₦985,000 |
Verification Tiers & Limits
How much you can transact depends on how verified you are, not how much you pay in fees.
Tier 1
Your WhatsApp number + Legal name
Up to ₦100,000 per transaction
Tier 2
Tier 1 + National Identification Number (NIN)
Up to ₦500,000 per transaction
Tier 3
Tier 2 + Bank Verification Number (BVN)
Up to ₦1,000,000 per transaction
Your very first transaction is capped at ₦100,000, no matter your verification tier.
Minimum transaction amount: ₦10,000
Daily limit: ₦3,000,000 across all transactions
Monthly limit: ₦10,000,000 across all transactions
Maximum of 10 transactions per day per user
Maximum of 10 disputes and 10 refund requests per rolling 30 days
Pricing Questions
Who pays the fee, buyer or seller?
Both. Buyers pay a small percentage on top of the item price, and sellers have a small percentage deducted from their payout. This keeps the escrow protection running for everyone involved.
Are the fees negotiable?
No. Fees are fixed percentages based on the transaction amount, applied automatically and shown before you pay.
How do I pay?
Through Paystack, using bank transfer, debit card, or USSD. All Nigerian banks are supported, including GTBank, Access, Zenith, First Bank, UBA, Moniepoint, Kuda, OPay, PalmPay, and more.
Do higher verification tiers cost more?
No. Verifying with your NIN or BVN doesn't change your fee rate. It only raises how much you're allowed to transact per order.
Ready to transact with confidence?
Chat with Cora on WhatsApp to start a protected transaction. She'll show you the exact fee before you pay.
Chat with Cora